ESAF Small Finance Bank job vacancies

December 01, 2022

ESAF Small Finance Bank job vacancies 
ABOUT ESAF
ESAF Small Finance Bank (ESAF SFB) the new age social bank continues to redefine the banking experience to all the stakeholders. We primarily focus on expanding the banking horizon to new unbanked/underbanked area, yet we stand as a bank for all with presence in urban, semi urban, rural and rural unbanked areas.ESAF started it’s journey as an NGO during the year 1992, with a larger vision of sustainable and holistic transformation of the poor and the marginalized. The success of Grameen Bank in Bangladesh reinforced the vision of Shri. K. Paul Thomas the Founder of ESAF. In 1995, he launched Micro Enterprises Development (MED) services and it resulted in the formation of ESAF Microfinance and Investments Pvt. Ltd., in 2008, giving importance of financial component in holistic economic development of the poor and marginalized. ESAF Microfinance and Investments Pvt. Ltd. was one of the pioneers in establishing a formal and structured form of lending through forming mutually trusted groups at the village level that could not only bring financial sustainability but also reinforced the fact that ‘the poor of our country are trustworthy’. In the remote and unbanked/under banked regions of the country, ESAF could cultivate a culture of financial discipline and also improved the workers participation rate as women too joined the workforce or started some income generation activity that could financially support their household. Financial literacy mission started by ESAF could not only bring know-how on how to spend wisely but also secure the future. ESAF has adopted a unique social business strategy, with a triple bottom line approach, emphasizing on People, Planet and Prosperity. The following are some of the highlights:

🔺For every rupee invested in ESAF, studies by international agencies revealed that the Social Return on Investment stood at Rs. 3.19.
🔺Some of the other changes brought about by ESAF are women’s access to employment, contribution to household income, access to and control over household resources, participation in household financial decision-making etc.
🔺ESAF could also gather a carbon offset of 20 million tones in the international market.

AVAILABLE VACANCY AND JOB LOCATION GIVEN BELOW.

🔺Officer/Senior Officers- Micro Banking Operations - Maharashtra, Chattisgarh.

Description
Conduct BC outlet wise progress review to ensure timely implementation of plans & targets through the BC channel.
Coordinate with the BC outlets’ staff for the successful launch and promotion of new micro banking products.
Establish ESAF SFB as a preferred brand amongst the micro banking customer segment for all products across assets, liabilities and TPP. 
Identify the critical/burning issues of the area affecting the business and BC operations & take remedial action/ escalate wherever needed
Work closely with the BC outlet/branch managers, identify any gaps and remedy the situation without allowing it to damage the business.
Regular visit to the BC outlets and interaction with BC outlet staff to ensure that business achieves the targets.
Oversee the implementation of policies, procedures and controls in BCs so that all relevant procedural/regulatory requirements are met by the BCs. 
Monitor field activities of the BC and provide support when necessary 
Assess the market to find newer opportunities in terms of geographies, products, processes, customer segment etc. and provide feedback.

🔺Area Manager

Skills
🔺Team management
🔺communication
🔺Business development

Location
Maharashtra, Chattisgarh
Apply now
https://esafcareers.zappyhire.com/#/apply?company=2&job=146

🔺Sales Officer - Kerala

Description
Responsible for increasing the Mortgage Business volume, Exceptional customer services, Acquisition of new customers and business development.

Eligibility
 Graduation (regular) or PG in any discipline with 1+ years of sales Experience in Banking/NBFC/FMCG etc. A flair for sales and marketing is mandate.

🔺Area Sales Manager - Kerala, Tamil Nadu, Karnataka, Telangana, Madhya Pradesh, Maharashtra, Chattisgarh.

Description
Job description – ASM (Mortgages)
To generate sales of Retail Asset products in the area in order to achieve the Bank’s targeted market share, profitability and volume on its Retail Asset business.
· Lead the sales team and implement approved sales & marketing strategy to achieve desired market penetration
Co-ordinate the Bank’s participation in trade shows and community events in the area to promote products and services and increase visibility.
 Conduct approved marketing and sales activities regularly to increase the visibility of the bank and to create interest in the Retail Asset products of the bank.
Conduct periodic performance reviews for the sales team
 Capture customer experiences to Conduct Periodic product reviews based on customer experiences.
Responsible for developing various channels for sourcing proposals.

 Eligibility.
Minimum 4 years experience in Mortgages
Candidate should possess a regular UG certificate from a recognized university.

🔺Branch Head - Thiruvananthapuram, Alappuzha, Kottayam, Pathanamthitta, Idukki, Ernakulam.

Description
Responsible for growth of banking business at the branch level through business development, customer servicing. Also responsible for customer acquisition strategy and establishing / maintaining relationship with high net worth individuals/ organizations. Accountable for overall administration, MIS reporting and compliance and service quality at the branch.

Profile Graduation (regular) or PG in any discipline with 6 years of Experience in Banking operations & managing regulatory requirements. Excellent Communication & Interpersonal Skills are must. Team building and team management skills are the most valued traits.

🔺Officer/Senior Officer/Assistant Manager- Agency Banking Sales - Cochin, Thiruvananthapuram, Calicut, Thrissur, Nagpur, Coimbatore, Idukki.

Description
· Identification of BC/Agent
· Support the BC’s to collect the proper documents as pert the Banks guideline.
· Agreement and Document collection from BC
· BC/Agent Field level onboarding support
· To provide proper device demonstration
· To give proper product training to the Agents
· Up time Downtime update to the field on time
· Monitor and support the field level technical issues.
· Filed level monitoring of Agents performance and Sales promotional activities.
· Ensure that business generation is as per the regulatory and internal compliance.

🔺Sales Officer - Retail Liability/Gold Loan - Wayanad, Kannur, Malappuram, Nilambur, Tirur
Branch Banking.

Description
Sales Officer - Retail Liability
Job Description:

.Responsible for increasing the Branch's Sales volume, exceptional customer services, acquisition of new customers and business development.

Eligibility:

🔺Profile Graduation (regular) or PG in any discipline with 1+ years of sales experience in Banking/NBFC/FMCG etc. A flair for sales and marketing is mandatory.

Sales Officer - Gold Loan
• To ensure 100% right valuation - capturing right cartage, proper stone deduction etc.
• Adhering to high ethical standards and comply with all the laid down processes / policies - KYC adherence.
• To provide high quality customer service, prompt resolution of queries pre & post loan disbursal.
• Supporting branch staff in business development activities & helping to achieve branch targets.
• Candidates with Gold Loan experience are preferred.
Eligibility
• Candidate should have a regular degree (Candidates with distance education may refrain from applying).
• Candidate should have a flair for marketing & Sales.
• He/ She should have a thorough knowledge on gold loan operation with 1 -2 year experience in Bank / NBFC.


🔺CLICK HERE TO GET MORE JOBS IN ESAF
https://esafcareers.zappyhire.com

ESAF Small Finance Bank, one of the largest new age social banks in India started in the year 2017, opens doors to one of the fastest growing banking industries and provides a unique platform to climb up the career ladder. With a lineage of 26 impeccable years, we are serving the nation through 5,000 plus employees and 400 plus banking outlets spread across 11 states in India. We are the only financial institution in Kerala which has won the in-principle approval from RBI to launch a Small Finance Bank to this day. The organisation with a portfolio of Rs 6,600 crore is on the lookout for self – motivated individuals who are passionate about their profession. We are a new-age social bank that redefines the banking experience with technology driven doorstep delivery of services. We have the right career opportunities for young, ambitious and self-motivated individuals who are passionate about building a career in banking.
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